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Also known as Medicare Advantage, Part C refers to a healthcare plan supplied by a non-public insurance firm that offers the same benefits as Medicare Parts A and B. However, you continue to must enroll partially A and Part B to enroll in a Medicare Advantage plan. However, this doesn’t rely as employment coverage and the eight-month Special Enrollment Period runs concurrently with the period throughout which you might have COBRA. Once your job ends, because you retire or you’re terminated, you might have eight months to enroll partly A and Part B from the date the employment or the protection ends. You'll be able to choose to enroll at any point during your protection or you possibly can enroll inside eight months of the employment termination date. Here’s an example: In case your initial enrollment interval ended on January 1, 2018 and you didn’t enroll till March 1, 2019, you spent 14 full months without coverage. Otherwise, you'll be able to enroll partly A and Part B from January 1 to March 31 of every year (General Enrollment Period), but, again, you’ll be topic to that penalty. Other than the 7-month interval if you end up initially eligible to enroll in Medicare Part A and Part B, you can also enroll throughout the final Enrollment Period, which runs from January 1 to March 31 of every year.

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